Karatbars International founder Harald Seiz has received nothing for free. His life path was not mapped, not predetermined and he always had to overcome, outsmart and avoid obstacles where they suddenly appeared before him. He was born into modest circumstances in Calw, 30 km southwest of Stuttgart. There was no special support from the family or the circle of friends, no “talent scout” who would have recognized his good eye for financial and economic policy issues and promoted him. So Harald Seiz had to believe in himself first, if no one else did. With a willingness to take risks and perseverance, he began his path in life, his idea of justice,

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